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Credit Risk Analyst

Credit Risk Analyst

Job Title: Credit Risk Analyst
Location: Western Cape
Industry:
Salary: 540000.00
Reference: JN -012017-7575
Job Published: March 07, 2017 05:52

Job Description

Credit Risk Analyst

Main purpose is to contribute to the management by providing information and analytical support for the effective monitoring and control of risk exposure for a suite of consumer lending portfolios.

Key Responsibilities
  • Develop and analyse application and account management strategy changes
  • Present analysis via reports and presentations, outline findings and make recommendations to business unit management
  • Aligning Risk reporting to meet the requirements of shareholders
  • Assist with the implementation of new ideas
  • Perform standard and ad-hoc statistical analysis to support risk decisions
  • Forecast and monitor credit market trends using statistical techniques
  • Investigate data integrity issues, test assumptions and validate analytical results, ensuring accuracy and sensitivity of findings
  • Oversee the implementation of strategy changes to live decisioning systems
Competencies
  • Business acumen
  • Strong analytical and problem solving skills
  • Solid planning and organisation skills
  • Able to manage multiple priorities and meet deadlines
  • Expert attention to detail and commitment to delivery is vital
  • High accuracy and quality of output data
  • Strong ability to interpret data, communicate this to and influence key stakeholders
  • Professional communication skills and ability to interact at all levels
Qualifications & Experience
  • A Bachelor’s qualification in Commerce, Science, or Humanities with a focus on Statistics, IT, Economics, Mathematics, or similar is preferred
  • At least 2-3 years’ experience in the following:
  • Credit risk analysis on lending products
  • Preparation of data-driven credit policy recommendations for senior management
  • Data manipulation and analysis using SAS, SQL or other data analysis tools
  • Bad debt provisioning techniques (advantageous)
  • Experience compiling reports based on information retrieved and analysed